These two images were enhanced with masks supplied with PSP7.
I got a bit carried away with masks and couldn't stop playing. Keep looking if you'd like to see what I created...
I used the preset star we created and turned it into a mask with four gradations. Then I added a stock gradient fill:
I used various PSP fills and filters along with Paint Engine and Eye Candy on the masked area for different effects:
Here I created a mask from a dingbat font. Then I applied various fills:
This is my Daisy Girl Scout: